We Are Fast
Our technology-enabled process cuts out the fluff so you can get approved in hours and see funds in your account within 24 hours.
Capital That Keeps Up
Small business financing from $5K to $10M: revenue-based financing, SBA financing and lines of credit. 500+ FICO, $150K+ annual revenue, a decision in under 24 hours, and applying won’t affect your credit score.
We understand small business
We Are Responsible
We don’t just get you funded. We ensure you keep more of your revenue by cutting out unnecessary fees and costs
We Are Flexible
Get a financing structure built specifically for your operations, giving you the breathing room to scale on your own terms.
At SBG Funding, we understand that timing is everything. Unlike most banks, we’re focused on providing the most flexible financing options available, and fast!
Apply in 5 minutes
Applying will not impact your credit score.
minimum requirements
High standards. Low hurdles
Meet all four and you can apply in five minutes, with no impact to your credit score.
credit score
500+
Business owner’s FICO score
time in business
6+
months
Minimum operating history
annual revenue
$150k+
Gross revenue, last 12 months
documents
4
Your most recent business bank statements
Get tailored financing options
Term Loans
One lump sum, a fixed schedule, and a payoff date you know on day one.
Terms ranging from 6 months to 48 months
Rates starting at 1.25%*/month
Funding from $5,000 to $10,000,000
Weekly or monthly payment options
Decisions within 24 hours
Line of Credit
A credit limit you draw from, repay, and draw against again
Revolving, with no fixed end date
Draw fee of up to 2% per withdrawal
Credit limits from $5,000 to $500,000
Weekly or monthly repayment options
No maintenance or annual fees
Same-day draws once approved
SBA 7(a) Financing
Government-backed financing with the longest terms and lowest available rates.
Funding amounts up to $5,000,000
Repayment terms from 10 to 25 years
Rates tied to the prime rate, with SBA-mandated caps
Backed by a U.S. government guarantee
Initial review within 24 hours
Join our network of happy customers!
“Within 24 hours, you know, the funds were available.” Chef Christy LoPresto of Kinn Thai shares how SBG Funding helped her expand her kitchen and menu all without ever stepping away from her business.
Omar Garcia runs Unlimited Concept, a remodeling company focused on kitchens, bathrooms and basements. SBG Funding set him up with short-term financing on monthly payments that fit his seasonal cash flow, and the funds arrived faster than he expected. He put them into marketing, with a new space for his crew next.
Breuckelen Athletic opened a bigger gym in Brooklyn with an SBG Funding line of credit. The founders drew on it at their own pace for payroll, the build-out, materials and new equipment.
After her James Beard Award, Chef Lulu Ranta needed to grow The Quarry, and her bank wanted collateral she didn’t have. With SBG Funding she enclosed her porch for year-round dining and bought a generator for the restaurant.
“SBG provided the capital on a moment’s notice. None of their competitors could come close. Go with SBG; they are the best!”
$3B+
Funded since 2017
via Trustpilot
Listened to my needs, communicated clearly and efficiently, and secured multiple offers for me to choose from. Great service.
4.9
Trustpilot rating
5×
Inc. 5000 honoree
via Better Business Bureau
As a first timer going through the process, he made it easy and clear on what I should be expecting.
85%
Approval rate
via Google Reviews
I had a great experience working with SBG Funding, especially Nicolette. She was knowledgeable, responsive, and made the entire funding process straightforward from start to finish. Communication was excellent, and she took the time to answer all of my questions. I appreciate the professionalism and would definitely recommend SBG Funding to other business owners looking for financing.
A
BBB rating
via Trustpilot
Anthony was absolutely amazing at helping me get what I need. I will definitely be using him again in the future.
4.9
Google rating
via Better Business Bureau
He listened to my needs and helped me find a plan to grow my business. He showed genuine interest in providing the support I required. This level of personal attention to customer service is rarely found in today’s market. I appreciate his help and will definitely contact him for future funding.
Just 3 steps to get this funding started!
At SBG we keep the application process simple so you can focus on meeting your business needs, from keeping payroll covered to purchasing more inventory in busy seasons.
Apply Online
Complete our quick online application in about 5 minutes. Basic information about your business and financing needs, no lengthy paperwork to get started.
Get Approved
Our team reviews your application and presents financing options matched to your business profile. We look at revenue, deposit history, and time in business, not just your credit score.
Receive your funds
Once approved and documents are signed, funds can be in your business bank account in as little as 24 hours.
Latest Resources
The Complete Guide to Short-Term Business Financing
5 Strategies to Help Your Small Business Navigate Inflation
Five Tips on Prepping for Business Financing
Term Loan vs. Line of Credit: The 2026 Playbook
What Is the Section 179 Tax Deduction and How Do You Claim It?
What Is Invoice Factoring and How Does It Work?
Ready to get funded?
Apply online in minutes — no collateral, no hard credit pull, no obligation.
Applying will not impact your credit score.