$3 billion+
Funded
About SBG Funding
Capital That Keeps Up
We fund small businesses with real revenue that banks decline for reasons that have little to do with whether they can repay. Financing from $5,000 to $10 million, in all 50 states.
28,000+
Businesses served
2017
Founded
Small businesses don’t schedule their opportunities.
A contractor wins a bid on Monday and needs equipment by Friday, or a restaurant’s walk-in cooler fails in the middle of July. Capital That Keeps Up is our promise that the money moves as fast as those owners do, and after more than 64,000 transactions, we know what that takes.
Our history
SBG Funding is a New York City-based small business financing company
Since 2017, it has delivered over $3 billion in financing to more than 28,000 U.S. small businesses. SBG Funding is a direct provider of revenue-based financing and a marketplace offering a broad range of funding solutions through an extensive network of lenders.
SBG Funding was founded in March 2017 on a straightforward observation: a business with real revenue and a real operating history could still be turned down by a bank for reasons that had little to do with whether it could repay. Banks aren’t built to underwrite at that size, and they never have been.
We started by funding those businesses ourselves. In our first months we deployed $7.9 million in originations, and grew from there — 254% in 2018, then Net Funding in 2019 to give clients direct access to our own balance sheet. By 2022 we had reached the Inc. 5000 and Great Place to Work certification in the same year.
What we learned across 64,000+ transactions shaped how we underwrite today. Revenue, deposit consistency and cash flow tell us more about whether a business can carry financing than a credit score does. That’s why we weigh more than 50 factors, why a dedicated advisor reviews your application rather than an algorithm, and why checking your options has never cost anyone a hard credit pull.
Today SBG Funding is both a direct provider of revenue-based financing and a marketplace offering a broad range of funding solutions through an extensive network of lenders, which means one application reaches the full range of business financing rather than whatever happens to be on one lender’s shelf.
March 2017
Official Launch of SBG Funding
Founded on March 21st, 2017, SBG Funding laid its groundwork to empower small businesses with accessible capital. In our first few months, we successfully deployed $7.9M in originations to support entrepreneurs across the country.
How the SBG Funding Marketplace Works
Most lenders can only offer what’s on their own shelf. SBG Funding is built differently. We’re a direct provider of revenue-based financing and a marketplace offering a broad range of funding solutions through an extensive network of lenders. We fund some products ourselves and arrange the rest through that network.
For you, that means one application and access to the full range of business financing. No shopping yourself around to a dozen banks. No handing your information to a faceless lead pool.
Term Loans
Term Loans
A defined amount, deposited upfront, on a repayment schedule you can plan around.
Terms from 6 to 48 months
Funds in as little as 24 hours
Funding amounts from $5,000 to $10,000,000
Lines of Credit
Lines of Credit
Revolving access to capital. Draw what you need, repay, and draw again.
Pay interest only on what you draw
Draw funds in minutes once approved
Credit lines from $5,000 to $500,000
SBA Financing
SBA Financing
Government-backed financing with the longest terms and the lowest available rates.
Terms from 10 to 25 years
Rates tied to the prime rate, with SBA-mandated caps
Funding amounts up to $5,000,000
“Within 24 hours, you know, the funds were available. So it was pretty impressive.”
Christy LoPresto
Owner & Chef, Kinn Thai
“I will do it again in a heartbeat.”
“They asked me where would I be comfortable, and the biggest thing for me was they gave me that option of monthly.”
“The great thing about the line of credit is that we got to use it at the pace that we needed to as well.”
“I would say available, knowledgeable and successful.”
“With SBG, we only had to talk to one person.”
“SBG is friendly, capable and reliable.”
“We've found someone that we are gonna grow with and use as a partner going forward.”
“When you can call someone on a Monday morning and they stay with you all day long, that really means a lot.”
“Within 24 hours, you know, the funds were available. So it was pretty impressive.”
Christy LoPresto
Owner & Chef, Kinn Thai
“I will do it again in a heartbeat.”
“They asked me where would I be comfortable, and the biggest thing for me was they gave me that option of monthly.”
“The great thing about the line of credit is that we got to use it at the pace that we needed to as well.”
“I would say available, knowledgeable and successful.”
“With SBG, we only had to talk to one person.”
“SBG is friendly, capable and reliable.”
“We've found someone that we are gonna grow with and use as a partner going forward.”
“When you can call someone on a Monday morning and they stay with you all day long, that really means a lot.”
“Within 24 hours, you know, the funds were available. So it was pretty impressive.”
Christy LoPresto
Owner & Chef, Kinn Thai
“I will do it again in a heartbeat.”
“They asked me where would I be comfortable, and the biggest thing for me was they gave me that option of monthly.”
“The great thing about the line of credit is that we got to use it at the pace that we needed to as well.”
“I would say available, knowledgeable and successful.”
“With SBG, we only had to talk to one person.”
“SBG is friendly, capable and reliable.”
“We've found someone that we are gonna grow with and use as a partner going forward.”
“When you can call someone on a Monday morning and they stay with you all day long, that really means a lot.”
Awards and Recognition
Recognition we didn’t award ourselves. Our growth is verified by Inc., and our ratings come from the Better Business Bureau and the businesses we’ve funded.
Careers
Help Small Businesses Keep Up
We’re a team in Midtown Manhattan and a five-time Inc. 5000 company. Since 2017 we’ve put more than $3 billion behind 28,000+ small businesses that banks aren’t built to serve. If that’s the kind of work you want to do, we’d like to meet you.