Applying will not impact your credit score.

Small Business Financing

Every financing option your business needs, in one place

Term loans, lines of credit, SBA financing, equipment and invoice financing. Find the product that fits, or start from the situation you are actually in.

Core Lending Products

Small Business Term Loan

Lump-sum funding with fixed repayment. Same-day decisions, funds in as little as 24 hours.

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Business Line of Credit

Revolving credit up to $500,000. Draw what you need, repay, and draw again. You only pay interest on what you use.

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SBA Financing

Government-backed financing with competitive rates and longer repayment terms for qualifying businesses.

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Working Capital Financing

A fixed amount for one defined operating gap, sized at approval and repaid on a set schedule.

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Specialized Financing

Equipment Financing

Fund machinery, vehicles, and technology purchases with terms designed for asset acquisition.

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Invoice Financing

Turn unpaid invoices into immediate working capital. Stop waiting 30, 60, or 90 days to get paid.

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Home Equity Line of Credit

Leverage your property equity for flexible business funding at competitive rates.

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Bridge Capital

Fast, short-term capital to bridge a gap – covering expenses while you wait on a larger payout or deal to close.

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Find Financing By Situation

Not sure which product is right? Start with what matters most to you.

Bad Credit Business Financing

Bad Credit Business Financing

FICO as low as 500. We look at your revenue and cash flow, not just your credit score.

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No Collateral Business Financing

No assets to pledge? No problem. Most SBG financing is unsecured – no collateral required!

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Emergency Business Financing

Unexpected expense or opportunity? Get emergency capital fast with minimal paperwork.

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Fast Business Financing

Same-day decisions and funding in as little as 24 hours when you can’t afford to wait.

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“People think getting business financing has to be a drawn-out, painful process. It doesn’t. We have funded more than 28,000 businesses because we keep it simple. You tell us what you need, we look at your numbers, and most applications get a decision the same business day.”

Jeffrey Sachs

Jeffrey Sachs

Founder & CEO of SBG Funding

Ready to get funded?

Apply online in minutes — no collateral, no hard credit pull, no obligation.

Applying will not impact your credit score.