Last Updated: August 31, 2026
1. Acceptance of These Terms
These Terms of Use (“Terms”) are a binding agreement between you and Mission Capital LLC, a Delaware limited liability company doing business as SBG Funding (“SBG Funding,” “Company”, “we,” “us,” or “our”), governing your access to and use of www.sbgfunding.com and any related subdomains, landing pages, application portals, and online forms (collectively, the “Site”).
By accessing the Site, submitting an application or inquiry, or providing your telephone number to us, you agree to these Terms and to our Privacy Policy, which is incorporated by reference. If you do not agree, do not use the Site.
2. Commercial Purpose Only; Eligibility
The Site and our services are directed exclusively to businesses and business owners seeking commercial financing for business purposes. They are not directed to consumers, and no product referenced on the Site is offered for personal, family, or household purposes.
By using the Site, you represent and warrant that:
a. You are at least 18 years old;
b. You are the owner, officer, member, manager, or other authorized representative of the business identified in your submission, and you are authorized to submit information and grant the consents in these Terms on that business’s behalf;
c. Any financing you seek is solely for business or commercial purposes and not for personal, family, or household purposes; and
d. All information you submit is true, accurate, current, and complete.
3. Consent to Electronic Records and Signatures (E-SIGN)
You consent to receive all agreements, disclosures, notices, and other communications from SBG Funding electronically, including by email, text message, and posting to the Site, and you agree that electronic delivery satisfies any legal requirement that such communications be in writing.
You agree that your electronic signature — including typing your name, clicking a button marked “Submit,” “I Agree,” “Continue,” or similar, or using an electronic signature service — has the same legal effect as a handwritten signature under the federal E-SIGN Act and applicable state law.
To access and retain electronic records you will need a device with internet access, a current browser, and an active email address. You may withdraw this consent or request paper copies by emailing [email protected]; withdrawal is effective prospectively only and may prevent you from using the Site.
4. Acceptable Use
You agree not to:
a. use the Site for any unlawful purpose or in violation of these Terms;
b. submit information about a business or individual without authorization, or impersonate any person or entity;
c. submit falsified, altered, or fabricated financial statements, bank statements, tax returns, or identification documents;
d. use any robot, spider, scraper, or automated means to access the Site, or attempt to reverse engineer, decompile, probe, or circumvent any security feature of the Site;
e. introduce malware or any other harmful code, or take any action that imposes an unreasonable load on our infrastructure;
f. harvest, resell, or redistribute any content, data, or contact information obtained from the Site; or
g. use the Site to compete with SBG Funding or to develop a competing product or service.
We may suspend or terminate your access to the Site at any time, without notice, for any reason.
5. The Security of the Site
We maintain physical, electronic, and procedural safeguards and personnel policies, consistent with applicable laws that are designed to guard the Site, our systems and Information provided by our Users. Unfortunately, no data transmission over the Internet can be guaranteed to be absolutely secure. In the event of a breach of the confidentiality or security of your personal information, we will reasonably attempt to notify you as necessary so you can take appropriate protective steps. Unless you indicate otherwise, we may notify you under such circumstances using your most current email address on record with us.
6. Intellectual Property
The Site and all content on it — including text, graphics, logos, trade names, trademarks, service marks, software, and the selection and arrangement thereof — are owned by SBG Funding or its licensors and are protected by U.S. and international intellectual property laws. “SBG Funding” and associated logos are marks of Mission Capital LLC. You are granted a limited, revocable, non-exclusive, non-transferable license to access and use the Site for its intended purpose. All other rights are reserved. You may not copy, reproduce, republish, frame, or create derivative works from the Site without our prior written consent.
Any feedback, suggestions, or ideas you submit to us may be used by us without restriction or compensation to you.
7. Third-Party Sites and Content
The Site may contain links to, or content from, third parties, including Funding Partners, data aggregators, and advertisers. We do not control and are not responsible for third-party sites, content, products, services, or privacy practices. Links are provided for convenience and do not constitute an endorsement. Your dealings with third parties are solely between you and them.
8. Disclaimers and Limitation of Liability
a. AS IS. THE SITE AND ALL CONTENT AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY INFORMATION ON IT IS ACCURATE, COMPLETE, OR CURRENT.
b. No liability for Funding Partners. SBG FUNDING IS NOT RESPONSIBLE OR LIABLE FOR THE ACTS, OMISSIONS, UNDERWRITING DECISIONS, PRICING, DISCLOSURES, SERVICING, OR COLLECTION PRACTICES OF ANY FUNDING PARTNER OR OTHER THIRD PARTY.
c. Limitation. TO THE MAXIMUM EXTENT PERMITTED BY LAW, SBG FUNDING AND ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST REVENUE, LOST BUSINESS OPPORTUNITY, OR LOSS OF DATA, ARISING OUT OF OR RELATING TO THE SITE OR THESE TERMS, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
d. Cap. OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SITE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (i) THE TOTAL FEES YOU PAID TO SBG FUNDING IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (ii) ONE HUNDRED DOLLARS ($100).
e. If you are a California resident, you hereby waive application of Section 1542 of the Civil Code of the State of California (or any similar statute or law of any other jurisdiction), which states “[A] general release does not extent to claims which the creditor does not know or suspect to exist in his or her favor at the time of executing the release, which if known by him or her must have materially affected his or her settlement with the debtor.”
f. Some jurisdictions do not allow certain exclusions or limitations; in those jurisdictions, the above apply to the fullest extent permitted by law.
9. Dispute Resolution —Class Action Waiver
PLEASE READ THIS SECTION CAREFULLY.
a. Class action waiver. YOU AND SBG FUNDING EACH AGREE THAT CLAIMS MAY BE BROUGHT ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. The court may not consolidate claims or preside over any form of representative proceeding, and may award relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party’s individual claim. If this waiver is found unenforceable as to any claim, that claim (and only that claim) will be severed and litigated in the courts identified in Section 9.b. Opt-out. You may opt out of this Section 9 by sending written notice to [email protected] or to the address in Section 15 within thirty (30) days of the date you first accepted these Terms, stating your name, business name, and an unambiguous statement that you opt out. Opting out does not affect any other provision of these Terms.c. Exceptions. Either party may bring an individual action in small claims court, and either party may seek injunctive or other equitable relief in the state or federal courts located in New York County, New York, to protect its intellectual property or confidential information, without waiving this Section.d. Survival. This Section survives termination of these Terms and of your relationship with SBG Funding.
10. Governing Law and Venue
These Terms and any dispute arising from them are governed by the laws of the State of New York, without regard to its conflict-of-laws rules. Subject to Section 9, you consent to the exclusive jurisdiction and venue of the state and federal courts located in New York County, New York, and waive any objection based on inconvenient forum.
11. Indemnification
You agree to indemnify, defend, and hold harmless SBG Funding and its affiliates, members, managers, officers, employees, and agents from and against any claims, demands, losses, liabilities, damages, penalties, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to (a) your use of the Site; (b) your breach of these Terms; (c) any information or document you submit that is inaccurate, falsified, or submitted without authorization; (d) your violation of any law or third-party right.
12. General
a. Changes. We may modify these Terms at any time by posting the revised version to the Site and updating the “Last Updated” date. Changes are effective upon posting. Your continued use of the Site after posting constitutes acceptance.
b. Privacy. Our collection and use of information is described in our Privacy Policy at www.sbgfunding.com/privacy-policy. Where applicable, we treat nonpublic personal information consistent with the Gramm-Leach-Bliley Act and the FTC Safeguards Rule, and maintain a written information security program.
c. Assignment. You may not assign these Terms without our written consent. We may assign these Terms in whole or in part without restriction, including in connection with a merger, acquisition, or sale of assets.
d. Headings. Headings are for convenience only and do not affect interpretation.
13. Waiver and Severability
No waiver by the Company of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term of condition or a waiver of any other term or condition, and any failure of the Company to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.
If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of these Terms will continue in full force and effect.
14. Entire Agreement
These Terms, and our Privacy Policy constitute the sole and entire agreement between you and Mission Capital LLC with respect to the Website and the Services and supersede all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, with respect to the Website and the Services.
15. Contact
This Website is operated by Mission Capital LLC d/b/a SBG Funding, 240 W. 40th Street., New York, NY 10018. All feedback, comments, requests for technical support and other communications related to the Website should be directed to [email protected]
Last Updated: August 31, 2026