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Questions? We're always open. (844) 284–2725 Contact us
Group 45

Capital Loans

With an 85% approval rate, what are you waiting for?

Applying will not impact your credit score

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Small Business
Working Capital Loans

Working capital loans are used by business owners who need immediate funding to cover necessary overhead and operational costs, such as unpaid invoices. With short repayment periods and fast funding, there are many advantages to applying for a working capital loan.

The problem is that traditional banks often make it challenging and time-consuming to apply for this financing solution. At SBG Funding, we provide a quick and easy qualifying process to give you the business financing you need, right when you need it.

Gain access to growth opportunities with working capital loans

Applying for a working capital loan can give you the peace of mind to focus on running your business. With us, you can:

  • Meet short-term financial needs

  • Fund day-to-day operations

  • Seize growth opportunities

  • Manage seasonal fluctuations and adjust your working capital

  • Focus on expanding your business

  • Receive a business line of credit with flexible repayment terms

  • Keep more of your accounts receivable to boost company growth

Getting a working capital loan for your loan shouldn’t be a hassle. At SBG Funding, small business owners can get a decision within minutes of submitting an online application.

Get all this with working capital loans from SBG Funding

A quick and easy application process

A decision within 24-48 hours

No penalty for prepayment

Flexible underwriting guidelines

Up to $5 million in funding

No impact on credit score (when you apply)

Convenient weekly payments

All you need to qualify 


FICO score


months in business


in annual revenue


most recent bank statements

Just 3 steps to get this funding started!

At SBG we keep the application process simple so you can focus on meeting your business needs, from keeping payroll covered to purchasing more inventory in busy seasons.


Apply Online

Just a few quick questions and away we go


Get Approved

Get your approval and jump for joy!


Receive Your Funds

Accept your terms and the funds are on the way!

Get funded now
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Frequently Asked Questions

  • Why should I consider a working capital loan?

    Securing a working capital loan can help a business find relief and maximize its cash flow during a slow season. This type of loan offers a short repayment period and quick funding to give business owners cash when they need it.

    Depending on your credit score and credit history, you may also be eligible for more favorable terms and rates. Unlike business credit cards, you don’t have to pile on current liabilities to secure this lump sum. Instead, you’ll be building business credit to receive better loan options later on.

  • Are there restrictions to what I can use my working capital loan for?

    Typically this type of loan doesn't have restrictions, but it's best to speak with your financial institution directly about this line of credit. If you have any questions about restrictions, contact SBG Funding for more information about your financing options.

  • Do I need collateral to secure a working capital loan?

    This answer will depend on the lender and how risky they view a business for this type of financing. For instance, SBG Funding offers unsecured loans (unless you need an equipment or SBA loan). This means you won’t need to provide the collateral that traditional lenders or banks may request.

Trust SBG Funding for your working capital loan needs

Take the headache out of applying for a working capital loan with SBG Funding. It’s our personal guarantee to make the loan application as convenient as possible for your working capital needs. Get started today by calling (844) 284-2725.

Let’s get your business moving!

Applying couldn’t be simpler, and it only takes two minutes.

Get Funded Now

Join our network of happy customers!


Let’s get your business moving!

Applying couldn’t be simpler, and it only takes two minutes.

Let’s do this!

Applying will not impact your credit score


Check out other recommended products

Small Business Term Loan

Business Line Of Credit

Bridge Capital

Equipment Financing

Invoice Financing

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Get your questions answered

Discover FAQ
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Great stuff!

A funding specialist will get back to you soon.

If you can’t hang on then give us a call at (844) 284-2725 or complete your working capital application here.

Apply now