Applying will not impact your credit score.

BUSINESS LOAN CALCULATOR

How much could I qualify for?

Enter your time in business, monthly revenue and credit score for an instant estimate of your funding amount, payment and total cost. No hard credit pull, no obligation.

Your Inputs

Time in Business

Your Results

Estimated Funding Amount *

$0

  • No impact to credit score
  • Instant estimate
  • Based on your business profile

Estimated Payment *

$0

Estimated Total Cost of Loan *

$0

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Applying will not impact your credit score.

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What happens after you calculate

The number above is a model, not an offer. Here is what it rests on, what it cannot see, and what happens if you decide to act on it.

The Estimate Is Free and Private

Running this calculator does nothing to your credit. Applying does not either: SBG Funding uses a soft pull to verify identity and never runs a hard inquiry. You can find out where you stand before you decide anything.

A Real Decision the Same Day

The estimate above is a model. A real offer comes from your 4 most recent business bank statements, reviewed against more than 50 data points, with a decision the same business day and funds in as little as 24 hours after approval.

Frequently Asked Questions

It is an estimate based on what you enter, not an offer. It models the amount, payment and total cost a business with your profile typically qualifies for. A real offer comes from reviewing your 4 most recent business bank statements, so the final number can be higher or lower than the estimate.

No. The calculator runs entirely on what you type and touches no credit bureau. Applying does not affect your score either. SBG Funding uses a soft pull to verify identity and never runs a hard credit inquiry.

SBG Funding offers financing from $5,000 to $10,000,000. Your amount depends on monthly revenue, deposit consistency, time in business and overall business profile. Revenue and deposit history carry significantly more weight than your credit score.

A minimum of $150,000 in annual revenue, at least 6 months in business, a FICO score of 500 or above, and your 4 most recent business bank statements. No tax returns, business plan or audited financials are needed to start.

The payment is what leaves your account each period. The total cost is the full amount you repay across the whole term, including all fees. Comparing offers on payment alone can be misleading, because a longer term lowers the payment while raising the total. The calculator shows both for that reason.

That depends on what the capital is for and how your revenue arrives. A term loan suits a defined amount and purpose; a line of credit suits recurring, reusable access. SBG Funding also offers SBA financing, equipment financing, invoice financing, bridge capital, working capital and a business HELOC. Your funding advisor matches the product to the need during review.