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Short-Term Small Business Loans
Easy small business loans to help your business fast!
With an 85% approval rate, what are you waiting for?
Short-term loans from $5,000 to $1 million
Fixed repayment terms of 6 to 48 months
Funds available in as little as 24 hours
Get Fast, Flexible Funding with a Short-Term Business Loan
Unexpected costs and new opportunities can arise at any time. A short-term business loan from SBG Funding gives you the funds to keep moving forward. Whether you need to cover operational expenses, invest in new equipment, or seize a growth opportunity, quick access to capital is essential.
A short-term business loan from SBG Funding provides a lump sum of funding upfront with fixed repayment terms. Use it to:
- Manage cash flow and cover day-to-day expenses
- Purchase inventory or equipment to support growth
- Handle unexpected costs without disrupting operations
- Invest in marketing to attract new customers
- Take advantage of new opportunities without delay
With a simple application process and fast approvals, you get the funds right when you need them.
Benefits of an SBG Funding Short-Term Loan
Fast, Upfront Capital
Receive your full loan amount in one lump sum. Get quick access to funding without waiting for incremental disbursements.
Predictable Payments
Know exactly what you owe with fixed repayment terms. No surprises—just a clear schedule to help you plan ahead.
Flexible Repayment Options
Some loan programs offer early payoff discounts, helping you save on costs if you choose to pay ahead of schedule.
How to Get a Business Term Loan with SBG Funding
- Complete our quick online application.
- Review and sign your application and e-documents.
- Submit essential documents and receive your funds quickly.
Requirements for a Business Term Loan with SBG Funding
- Fico score of 550+
- Business in operation for six months
- $180,000 in annual revenue
Frequently Asked Questions (FAQs)
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How does repayment work for the short-term business loan?
Repayment terms vary based on your approval. Payments are made automatically, with frequency depending on your specific loan program and business profile.
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What are the costs associated with the short-term business loan?
Costs depend on the program you’re approved for. Some loans have 0% closing costs, while others may include fees ranging from 0–5%.
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Will applying for a short-term business loan impact my credit?
No, applying through SBG Funding will not impact your personal credit at any stage of the process.
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How quickly can I access funds after approval?
Funding can be available as soon as the same day, depending on the lender and your approval terms.
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Are there any prepayment penalties?
It depends on the loan. Some have no prepayment penalties, while others offer prepayment discounts.
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Can I use my loan for any business purpose?
Yes, short-term loans can be used for nearly any business-related expense, including payroll, inventory, marketing, and equipment.
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Do I need collateral to secure the loan?
No, SBG Funding’s short-term business loans do not require collateral.
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How does SBG Funding determine my loan amount?
We evaluate over 50 factors, including cash flow, revenue, deposit activity, industry risk, time in business, credit profile, and existing loan balances.
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Can I apply if I already have an existing business loan?
Yes, you may qualify for an additional loan or options to consolidate existing debt.
