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Sep 13, 2022
2 min read
Last update: Jul 14, 2023

We’re #Unbothered by Fed Rate Hikes: Here’s Why


Between rising costs caused by inflation and current employee shortages, many small businesses are finding themselves in need of some extra cash to stay afloat. And it’s no secret that Federal interest rate hikes have made it difficult for small businesses to qualify for and afford loans at most banks. As a result of the Fed rate hikes, traditional financial institutions continue to become increasingly strict with their requirements and aggressively raise their interest rates. This has left many entrepreneurs in need of alternative sources of funding. But fear not, SBG Funding has your back!

Our innovative funding solutions and diverse network of financial providers allow us to serve businesses of all credit profiles and industries, with a wide array of funding needs. Unlike most banks, we’re unbothered by Fed rate hikes. And with an 85% approval rate, business financing is kind of our thing!

Here are a few of the benefits of using SBG instead of a bank:

It’s Easy to Apply

At SBG we keep the application process simple so you can focus on meeting your business needs.  Applying only takes 2 minutes, so you can fill out our quick application in less time than it takes you to brew your cup of Joe.

Bad Credit? No Problem!                                                

With SBG Funding you will get a personalized financing solution, despite your credit score. Your credit only plays a role in determining which products you are approved for and what the terms of the deal will be.

We’re Flexible….Like Really Flexible

A gymnast has nothing on our flexibility! We’re focused on providing the most flexible financing options available with custom approvals specific to your company’s needs whether it is daily, weekly, or monthly payment options.

It’s Affordable

We help small businesses save time and money by finding the right program with the lowest rates to fit their needs.

High Approval Rates

Have we mentioned that our approval rate is 85%? A typical bank approves only 15-20% of business loans.

It’s Quick

With us, you receive funding within 24 hours of approval. SBA loans typically take anywhere between 60-90 days.

We Offer Early Payoff Discounts and No Prepayment Penalty

Depending on the funding solution you choose, you may be eligible for no prepayment penalty. This allows you to either fully prepay your loan at any time and owe none of the outstanding interest, or to receive a prepay discount which gives you a significant discount off of any remaining interest when the loan is paid off.

Most of Our Funding Products Don’t Require Collateral

Yup, you can keep your kids, your car, and your dog! Unless you take out equipment financing or get a loan based on property, all of our financing options are completely unsecured and uncollateralized.

Fed rate hike got you down? 

Stop letting the Fed rate hikes live rent free in your head! We can help you find you the right financing option for your company. SBG Funding is efficient in helping you access financing that is not limited by the same time-consuming, stringent regulations as traditional banks. Call us at (844) 284–2725 or apply today!

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Great stuff!

A funding specialist will get back to you soon.

If you can’t hang on then give us a call at (844) 284-2725 or complete your working capital application here.

Apply now